Health care insurance is a product that is covered under a health insurance plan. There are 4 common types of health insurance services HMO, PPO, EPO, and POS. An HMO is a plan in which the service of health insurance is provided by a network of healthcare providers and faciliaties.

With a PPO you have a greater amount of freedom to choose which health care providers you would like to see and you dont need a referral for a primary care specialist.  A EPO offers a great amount of freedom like a PPO with no need of a referral for a primary care specialist but there's no coverage outside of the network. A POS is a blend of HMO and PPO. To speak with an agent fill out the qoute form.